Consider an annuity!

Annuities can help manage your taxes by postponing taxes due on earnings until they are withdrawn.

Annuities add these other powerful benefits:

	Unlimited contributions.
	No required distributions at age 70½.
	Option of guaranteed income for life.
	A guaranteed fixed rate of return in a fixed annuity (and as an option in many variable annuities).
	A death benefit that passes account values to beneficiaries, and which may avoid probate, but is not tax free.

When you purchase an annuity, it is considered to be either a deferred annuity or an immediate annuity. A deferred annuity provides you with the opportunity to let the premium accumulate interest and grow. An immediate annuity provides you with a specified, guaranteed income stream immediately (the payments usually begin within 30 days from purchase). Deferred annuities can be annuitized, which means that you may request to have a guaranteed income stream from that point going forward. Some insurance companies prohibit annuitization of deferred contracts in the first 12 months, while other carriers have no such restrictions.

At Term Life Online.com...

We have a full portfolio of annuities for your review and purchase. There are many different types of annuities with various features, benefits and surrender schedules. Since we are an independent agency, we have the ability to represent many of the top insurance carriers in America. Therefore we have the ability to shop the best annuity for your investment objective needs!

Please feel free to call us to review your annuity options. You may also complete the online annuity request form to help our Financial Professionals better understand your needs and objectives. We're here to help you reach your goals.