What will happen if you or someone you love are among the two-thirds of Americans who will require some sort of long-term care?
If you donít think that's a question you need to answer at this stage in your life , think again.
The need for long-term care can arise any time and itís one of the most
financially and emotionally draining occurrences a family can face. When
it comes to your future, it doesnít pay to procrastinate. Thatís why at
Term Life Online.com, we are committed to making it easier and more
affordable than ever to insure yourself and your loved ones against the
financial and emotional strain long-term care can cause. We achieve this
by understanding your long term needs and then we shop the
carriers to offer you the best rates available.
The smart alternative
is the physical and emotional assistance given to anyone who needs help with normal activities of daily living, in addition to the services offered by home care organizations and nursing homes. Normal activities of daily living include eating, dressing, bathing and getting around. Unfortunately, though, Medicare and your own health insurance plan simply arenít designed to pay for the care a dependent individual requires.
The cost of caring for a person in a home is now $40,000 -$70,000 per year in some metropolitan areas and rising early, making long-term care insurance not just a wise investment, but also a necessary one.
With this long-term care, you not only get the peace-of-mind of top-quality insurance coverage, you also get an affordable way to take control of your future. Plus, qualifying long-term care insurance premiums are tax-deductible. within limits. Additionally; benefits received are usually tax-free.
The power to protect your
insurance gives you long-term peace-of-mind. Thatís why itís important to
work with an insurance agency that has the experience and hands on
licensed professionals to take care of you and your loved ones when you
need help figuring out which plan is best for your situation.